Position Overview

Ultimate Staffing Services is actively seeking an experienced Loan Processor to join a financial services company in Santa Clara, CA California. The successful candidate will play a vital role in the loan processing team, ensuring accuracy and compliance at every step of the loan process.

Responsibilities

• Communicate with Loan Officers, third-party vendors, and borrowers at each step of the process.
• Maintain company timelines and system processes with accuracy.
• Review all documents thoroughly before submission to assure accuracy, completeness, and regulatory compliance.
• Compile all loan conditions, including any post-closing conditions, and review for accuracy, completeness, and regulatory compliance.
• Determine if documents sent will meet the conditions requested prior to submission to the Underwriter.
• Act as liaison among all parties, including, but not limited to, consumer, Branch Manager, Loan Officer, Underwriting Coordinator, and the entire Operations team.
• Prepare loan file, including all supporting documentation, for submission to the underwriter department.
• Order title reports, appraisals, verifications of employment, and verifications of deposit.
• Diligently secure and protect consumer information, personal and financial.
• Maintain a positive work environment by developing helpful relationships with additional team stakeholders: mortgage loan officers, mortgage servicers, underwriters, and mortgage operations manager/branch managers to ensure a smooth loan process.
• Enforce adherence to all state and federal regulations, mortgage lending and underwriting guidelines, and RESPA requirements while verifying loan applications from prospective home buyers, creating loan files, and processing loan closings.
• Resolve, escalate, or remedy customer service issues in a professional manner.

Qualifications

• 5-year minimum experience.
• Familiarity with TRID, RESPA, and other mortgage compliance regulations.
• Strong written and verbal/phone skills.
• Detail oriented with ability to prioritize.
• Self-motivated with strong desire to succeed.
• Strong interpersonal & communication skills.
• Strong team-oriented atmosphere.

Required Work Hours

Monday - Friday

Benefits

$28-30 per hour

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county, to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.